Affordable Care Act
Community Action of Nebraska (CAN) has been awarded a grant from the U.S.
Department of Health and Human Services to fund a statewide network of
Marketplace Navigators to assist families and individuals enrolling in
health insurance under the Affordable Care Act. The Navigators are now
available to assist families, individuals and small businesses
purchasing health insurance coverage through the federally operated
Health Insurance Marketplace.
THE HEALTH INSURANCE MARKET PLACE IS OPEN!
The Marketplace is a new way for families and businesses to compare
health coverage from a variety of insurance companies and select a plan
which meets both their needs and their budget. Options are based on
price, benefits, quality and other factors with a clear picture of
premiums and cost-sharing amounts. With one application, a family can
see all their options and enroll.
Every private health insurance plan in the new Marketplace will offer
essential health benefits, including doctor visits, preventative care,
hospitalization, prescriptions and more. Plans in the Marketplace must
treat you fairly‒—they cannot deny you
because of a pre-existing condition.
In the Marketplace, information about prices and benefits is written in
simple language. Compare plans based on what's important to you, and
choose the combination of price and coverage that fits your needs and
budget. When you use the Marketplace, you may be able to get lower costs
on your monthly premiums and out-of-pocket costs. When you fill out your
Health Insurance Marketplace application, you'll find out how much you
can save. Most people who apply will qualify for some kind of savings.
The open enrollment period began November 1, 2016 and will end January
31, 2017. In order to make sure that you have insurance coverage by
January 1, 2017 you must enroll by December 15, 2016.
Navigators are completely neutral and unbiased. We are not insurance
agents affiliated with any health insurance company, nor do we influence
your decision to pick one company over another. Navigator services are
free of charge.
www.healthcare.gov to sign up for notifications and to learn more
about your insurance options through the Marketplace. Additional
information can be accessed as follows:
How To Apply For Coverage
You can enroll in health coverage in just four easy steps using
1. Set up an account. You'll provide some basic
information to get started, like your name, address and email address.
2. Fill out the online application. You'll provide
basic information about you and your family, like household income,
household size, current health coverage information, and more. This will
help the Marketplace find options that meet your needs.
3. Compare your options. You'll be able to see all the
options for which you qualify. The Marketplace will tell you whether you
qualify for lower costs on your monthly premiums and out-of-pocket costs
on deductibles, copayments and coinsurance. You'll see details on
costs and benefits before you choose a plan.
4. Enroll. After you choose a plan, you can enroll
online and decide how you pay for your premiums to your insurance
When you apply for coverage in the Health Insurance Marketplace, you'll
need to provide some information about you and your household, including
income, any insurance you currently have, as well as some other
additional items. Use this
checklist to help you
gather what you need to apply for coverage.
Did you have a life chance within the last 30 days? Navigator assistance
is available year-round! We can help you report the change to the
Marketplace. Here is a brief list of life changes to report:
-Household size or pregnancy
decrease in household income
-Getting coverage through a job
-Turning 26 (no longer eligible for coverage under a parent's health
-Becoming eligible for Medicare or Medicaid
-Moving (any distance)
-Tax filing status and changes to your name, date of birth, or Social
-Citizenship or Immigration Status
-American Indian/Alaskan Native Tribal Status
Note: Some changes don't affect your coverage or savings but still needs
to be reported.
LOCAL ASSISTANCE IS AVAILABLE!
Several Community Action Partnership staff across Nebraska, including
BVCA Partnership staff, have received their Navigator
Certifications. Navigators are currently providing outreach and
enrollment. They work to help people understand what insurance options
are available to them, answer questions, and guide them step-by-step
through the enrollment process. In addition, there will be Certified
Application Counselors (CACs) to help with enrollment.
up an appointment with your local BVCA Partnership Navigator contact
(402) 729-2278 extension 136.
If you live outside of BVCA's service area, click here to find a
Navigator in your area:
Action of Nebraska Map
Click here to view the